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+ | Dr. Philippe H. Trinh \\ | ||
+ | University of Bath \\ | ||
+ | Department of Mathematical Sciences \\ | ||
+ | p.[my-last-name]@bath.ac.uk | ||
{{ : | {{ : | ||
- | Dr. Philippe H. Trinh \\ | + | [[https://researchportal.bath.ac.uk/en/persons/philippe-trinh|University of Bath profile]] \\ |
- | Departmental Lecturer in Mathematical Modelling \\ | + | [[:collaborators|Collaborators and students]] \\ |
- | Mathematical Institute \\ | + | |
- | University of Oxford \\ | + | |
- | Oxford, Oxfordshire, | + | |
- | [my-last-name]@maths.ox.ac.uk | + | |
- | + | ||
- | [[https://www.maths.ox.ac.uk/people/profiles/philippe.trinh|Mathematical Institute Profile]] \\ | + | |
- | [[http:// | + | |
{{: | {{: | ||
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* You might also be interested in learning a bit about [[: | * You might also be interested in learning a bit about [[: | ||
- | ==== 25 May 2017: A tax on those who can't do maths ==== | ||
- | It's said that playing the lottery is akin to imposing a tax on those who cannot do mathematics. However, there are plenty of real-life situations where it becomes difficult to gauge whether or not you are getting a good deal. Issues of real-estate, | + | ==== Edit in progress ==== |
- | Here's a typical situation that will be familiar to a lot of our readers. You would like to take out a mortgage of a certain amount, let's say $L = L_0$. Currently, Halifax has a deal where they will charge you a fixed rate of $r_1 = 2.11\%$ interest on the first $t = n_1$ months. For the remainder of the time, up to $t = n_e$, they will charge the variable rate, which for simplicity we assume to be at $r_2 = 3.74\%$. | + | It' |
- | Now when you fill out the details of the mortgage on their calculators, | ||
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- | This turns out to be a question of recurrence relations. Let $L_n$ be the current loan amount in the nth month. During the first period, $0 < n < n_1$ we can verify that | ||
- | \[ | ||
- | L_n = L_{n-1}(1 + r_1/12) - m_1, | ||
- | \] | ||
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- | where $r_1 = 0.0211$ is the interest rate and it is assumed to be compounded monthly. From this, it follows that | ||
- | \[ | ||
- | L_n = k_1^n L_0 - m_1 \left(\frac{1 - k_1^n}{1- k_1}]\right), | ||
- | \] | ||
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- | where we have set $k_1 = 1 + r_1/12$. In the same vein, we reason that in the second period, where $n_1 < n \leq n_e$, it follows that | ||
- | \[ | ||
- | L_n = k_2^{(n-n_e)} L^* - m_2 \left(\frac{1 - k_2^{n-n_e}}{1- k_2}\right), | ||
- | \] | ||
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- | where we have set $k_2 = 1 + r_2/12$. The key parameter here is the value of $L^*$, which is the loan amount that exists in the changeover month, $t = n_1$. By solving the above equations for $m_1$ and $m_2$, then these fixed monthly payments can be determined as a function of $L^*$ and all the other parameters of the problem. | ||
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- | As a test, I found that Halifax was quoting me monthly figures of $m_1 = £620.87$ and $m_2 = £755.81$ for a loan of $£176, | ||
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- | Based on the image, you see two things. First, there is a critical point of intersection where you would pay exactly the same every month, and where $m_1 = m_2$. This point occurs at $£723.432$. To me, it would seem sensible to simply charge this fixed amount for the duration of the mortgage. Of course, people will remortgage depending on the change in the interest rates, but why not require this value? | ||
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- | The second point is that the changeover amount that Halifax imposes is instead on the right side of the intersection. Hence it requires a smaller initial monthly payment but a larger later payment. Because the total amount of interest paid increases (linearly) as you decrease $m_1$, this is in Halifax' | ||
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- | What this certainly indicates is that it's not enough for you to simply consider the duration of a fixed-term mortgage, but there are often sneaky calculations behind the scenes that may be suboptimal for you if you go with their repayment scheme. | ||
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- | ==== 30 January 2017: On reduced models for gravity waves generated by moving bodies ==== | ||
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- | I'm happy to announce a recent [[https:// | ||
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- | {{ : | ||
- | (Left) Ernie Tuck (1939--2009) (Right) Marshall Tulin (1926--) | ||
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- | Since around 2007--2010, I'd often play with certain reduced models for studying gravity wave generation by two-dimensional bodies. These reduced models you can derive using some more modern techniques in asymptotics, | ||
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- | A few years ago, I spotted a curious question that was written in a transcription of audience questions in a conference where Tuck had presented his research (in fact, such transcriptions are quite rare in this day and age). [[https:// | ||
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- | //" | ||
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- | Tuck had replied that he didn't know the answer, and the matter was apparently left at that. However, Tulin' | ||
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- | Tulin was quite pleased to have been asked for more details (as it had been over two decades since that conference!). He told me that he had, in fact, published a report in 1983 for the 14th Symposium on Naval Hydrodynamics where he laid out a particularly involved reduction of the water wave equations. | ||
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- | He explained that nobody had really picked up on the 1983 paper (1 current citation!), even though there were a series of questions he had asked and a series a results he had presented that had seemed of some importance. He encouraged me to look up the manuscript and close the chapter, if I could. | ||
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- | And so I did. The result is this most recent paper. | ||
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- | ==== 8 September 2016: A topological study of gravity free-surface waves generated by bluff bodies using the method of steepest descents ==== | ||
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- | This paper, now published in the Proceedings of the Royal Society A (PRSA) has a few interesting distinctions. It's the first paper I've published in PRSA---but hopefully not the last as it's certainly a strong journal with an illustrious history. It's the first solo paper I've published. And it has the longest title of any other paper I've worked on. | ||
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- | In any case, it's a paper where I explore exponential asymptotic techniques for free-surface flows (now well known) from a slightly different viewpoint. It turns out that the situation of gravity waves permits the governing equations to be re-formulated in a particularly simple way: that of a first-order nonlinear differential equation. In this paper, I show how the differential equation is studied using steepest descents. What results is a visual and beautiful way of understanding wave-structure interactions through a correspondence with the topology of certain Riemann surfaces (seen above). | ||
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- | You can download a copy of the paper {{: | ||
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- | ==== 01 June 2016: New singularities in Stokes waves ==== | ||
< | < | ||
<iframe src=' | <iframe src=' | ||
</ | </ | ||
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- | I'm happy to announce the publication of a paper in collaboration with [[collaborators# | ||
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- | Interestingly, | ||
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- | ==== 18 May 2016: Jet flows from angled nozzles ==== | ||
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- | [[this> | ||
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- | A late congratulations to second-year student [[collaborators# | ||
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- | ==== Jan 2016: Spot patterns on the surface of the sphere ==== | ||
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- | I'm happy to announce the publication of my paper in the journal // | ||
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- | ==== June 2015: Fluids and elasticity in France | ||
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- | I'll be attending the Fluid and Elasticity 2015 conference, from June 22-24 in Biarritz, France, and presenting some joint work with Stephen K. Wilson (Strathclyde University) and Howard A. Stone (Princeton University). | ||
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- | ==== May 2015: Two new papers published ==== | ||
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- | {{ : | ||
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- | I'm happy to announce the publication of two new papers. The [[http:// | ||
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